Serving All of Florida and Georgia!

If you’re looking for a trusted and experienced mortgage broker to help turn your homeownership dreams into a reality, look no further than Mortgages & More. With over 10 years in the mortgage industry, owner Katrina Moyer has earned a stellar reputation for providing personalized, reliable service to clients in both residential and commercial sectors.

Meet the team

Get to know the people behind Mortgages & More!
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Katrina Moyer
Mortgage Broker, NMLS#1277579

Katrina Cloninger Moyer was born and raised in Polk County, Florida, and graduated from the University of South Florida with a Masters in Educational Leadership. With her varied background in education, mortgages, and insurance, Katrina has a growth mindset that allows her to say, ``Why, yes, we can help you!``

863-296-7181 cell
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James Kaliszewski
Loan Officer, NMLS #2148760

During the homebuying process, he encountered challenges with mortgage communication, often finding it difficult to get his questions answered. This experience ignited his passion for assisting others with their mortgage needs. By joining Mortgages & More, James found a company that shares his commitment to exceptional customer service and making the lending process as seamless as possible.

321-587-1821
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Learn More About Our Services

These are just some of what we can help with!
First Time Homeowners

We Make Homeownership Possible!

Veterans

Learn more about VA Benefits and Loan Options

Reverse Mortgages

Helping Seniors with Reverse Mortgages

Commercial & SBA Lending

Learn what you need to qualify

Innovative Lending Solutions

Whether you’re a first-time homebuyer, looking to refinance, or a business owner seeking commercial financing, Mortgages & More brings a wealth of knowledge and expertise to every transaction. Known for finding innovative solutions tailored to each client’s unique needs, the Mortgages & More team is committed to making the mortgage process as smooth and stress-free as possible.

Securing the Best Rates & Terms for Each Client

With a deep understanding of the local market and a network of trusted lenders, Mortgages & More works tirelessly to secure the best rates and terms for each client, ensuring they have the financial tools to achieve their goals. From securing residential loans for families to providing commercial financing for businesses, Mortgages & More is dedicated to helping clients take the next step toward their dreams—owning a home or growing a successful business.

Mortgages & More is the Partner You Can Count On

For a mortgage experience built on trust, expertise, and a commitment to your future, Mortgages & More is the partner you can count on to navigate the complexities of the industry and help you succeed.

What Our Clients Say About Us!

Latest from the Blog

Stay updated with the latest news by reading our articles written by specialists in the industry.
Should You Lock Your Interest Rate Right Away?

July 23, 2026

Katrina Moyer

Choosing the right mortgage involves more than finding the right home. One of the most important decisions during the loan process is whether to lock your interest rate. Many buyers wonder if they should secure today’s rate or wait to see if rates improve. The answer depends on several factors, including market conditions, your closing timeline, and your comfort level with uncertainty.

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What Happens to Your Mortgage After Closing?

July 22, 2026

Katrina Moyer

Closing day is an exciting milestone. You have signed the paperwork, received the keys, and officially become a homeowner. While it may feel like the mortgage process is complete, there are still a few important things to understand about what happens after closing. Knowing what to expect can help you manage your mortgage with confidence and avoid unnecessary surprises during your first year of homeownership.

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Why Shopping for a Mortgage Does Not Hurt Your Credit the Way You Think

July 21, 2026

Katrina Moyer

Shopping for a mortgage is one of the smartest things you can do when buying a home, yet many buyers hesitate because they believe multiple credit checks will seriously damage their credit score. Fortunately, that is one of the biggest misconceptions about the mortgage process. Understanding how credit inquiries work can help you shop with confidence and potentially save thousands of dollars over the life of your loan.

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