Serving All of Florida and Georgia!

If you’re looking for a trusted and experienced mortgage broker to help turn your homeownership dreams into a reality, look no further than Mortgages & More. With over 10 years in the mortgage industry, owner Katrina Moyer has earned a stellar reputation for providing personalized, reliable service to clients in both residential and commercial sectors.

Meet the team

Get to know the people behind Mortgages & More!
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Katrina Moyer
Mortgage Broker, NMLS#1277579

Katrina Cloninger Moyer was born and raised in Polk County, Florida, and graduated from the University of South Florida with a Masters in Educational Leadership. With her varied background in education, mortgages, and insurance, Katrina has a growth mindset that allows her to say, ``Why, yes, we can help you!``

863-296-7181 cell
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James Kaliszewski
Loan Officer, NMLS #2148760

During the homebuying process, he encountered challenges with mortgage communication, often finding it difficult to get his questions answered. This experience ignited his passion for assisting others with their mortgage needs. By joining Mortgages & More, James found a company that shares his commitment to exceptional customer service and making the lending process as seamless as possible.

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Learn More About Our Services

These are just some of what we can help with!
First Time Homeowners

We Make Homeownership Possible!

Veterans

Learn more about VA Benefits and Loan Options

Reverse Mortgages

Helping Seniors with Reverse Mortgages

Commercial & SBA Lending

Learn what you need to qualify

Innovative Lending Solutions

Whether you’re a first-time homebuyer, looking to refinance, or a business owner seeking commercial financing, Mortgages & More brings a wealth of knowledge and expertise to every transaction. Known for finding innovative solutions tailored to each client’s unique needs, the Mortgages & More team is committed to making the mortgage process as smooth and stress-free as possible.

Securing the Best Rates & Terms for Each Client

With a deep understanding of the local market and a network of trusted lenders, Mortgages & More works tirelessly to secure the best rates and terms for each client, ensuring they have the financial tools to achieve their goals. From securing residential loans for families to providing commercial financing for businesses, Mortgages & More is dedicated to helping clients take the next step toward their dreams—owning a home or growing a successful business.

Mortgages & More is the Partner You Can Count On

For a mortgage experience built on trust, expertise, and a commitment to your future, Mortgages & More is the partner you can count on to navigate the complexities of the industry and help you succeed.

What Our Clients Say About Us!

Latest from the Blog

Stay updated with the latest news by reading our articles written by specialists in the industry.
How a Large Down Payment Can Affect More Than Your Monthly Payment

August 27, 2026

Katrina Moyer

When buying a home, it is natural to assume that putting as much money down as possible is always the best financial decision. A larger down payment can provide meaningful advantages, but it also affects more than the size of your monthly mortgage payment. Understanding the broader impact can help you decide how much cash makes sense to use at closing.

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Why the Amount You Qualify For May Be Different From What You Should Spend

August 26, 2026

Katrina Moyer

Getting approved for a mortgage can be exciting, especially when you discover how much financing may be available to you. But the maximum amount you qualify to borrow and the amount you are personally comfortable spending are not necessarily the same. Understanding the difference can help you choose a home that supports your lifestyle as well as your finances.

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What Happens to Your Mortgage When Property Taxes Are Reassessed?

August 25, 2026

Katrina Moyer

A fixed-rate mortgage provides predictability because your interest rate and principal-and-interest payment remain consistent. However, that does not necessarily mean your total monthly housing payment will stay exactly the same. Property taxes can change over time, and when they do, homeowners who pay taxes through an escrow account may see their monthly mortgage payment change as well.

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