Serving All of Florida and Georgia!

If you’re looking for a trusted and experienced mortgage broker to help turn your homeownership dreams into a reality, look no further than Mortgages & More. With over 10 years in the mortgage industry, owner Katrina Moyer has earned a stellar reputation for providing personalized, reliable service to clients in both residential and commercial sectors.

Meet the team

Get to know the people behind Mortgages & More!
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Katrina Moyer
Mortgage Broker, NMLS#1277579

Katrina Cloninger Moyer was born and raised in Polk County, Florida, and graduated from the University of South Florida with a Masters in Educational Leadership. With her varied background in education, mortgages, and insurance, Katrina has a growth mindset that allows her to say, ``Why, yes, we can help you!``

863-296-7181 cell
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James Kaliszewski
Loan Officer, NMLS #2148760

During the homebuying process, he encountered challenges with mortgage communication, often finding it difficult to get his questions answered. This experience ignited his passion for assisting others with their mortgage needs. By joining Mortgages & More, James found a company that shares his commitment to exceptional customer service and making the lending process as seamless as possible.

321-587-1821
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Learn More About Our Services

These are just some of what we can help with!
First Time Homeowners

We Make Homeownership Possible!

Veterans

Learn more about VA Benefits and Loan Options

Reverse Mortgages

Helping Seniors with Reverse Mortgages

Commercial & SBA Lending

Learn what you need to qualify

Innovative Lending Solutions

Whether you’re a first-time homebuyer, looking to refinance, or a business owner seeking commercial financing, Mortgages & More brings a wealth of knowledge and expertise to every transaction. Known for finding innovative solutions tailored to each client’s unique needs, the Mortgages & More team is committed to making the mortgage process as smooth and stress-free as possible.

Securing the Best Rates & Terms for Each Client

With a deep understanding of the local market and a network of trusted lenders, Mortgages & More works tirelessly to secure the best rates and terms for each client, ensuring they have the financial tools to achieve their goals. From securing residential loans for families to providing commercial financing for businesses, Mortgages & More is dedicated to helping clients take the next step toward their dreams—owning a home or growing a successful business.

Mortgages & More is the Partner You Can Count On

For a mortgage experience built on trust, expertise, and a commitment to your future, Mortgages & More is the partner you can count on to navigate the complexities of the industry and help you succeed.

What Our Clients Say About Us!

Latest from the Blog

Stay updated with the latest news by reading our articles written by specialists in the industry.
The Hidden Psychology of Interest Rates in a Mortgage

May 29, 2026

Katrina Moyer

Interest rates are financial numbers, but they also have a strong emotional effect on homebuyers. A small change in rate can make buyers feel excited, nervous, rushed, discouraged, or suddenly motivated. That emotional reaction is understandable, but it can also lead to decisions that are based more on fear than strategy.

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Why Your Future Self Should Help Choose Your Mortgage

May 28, 2026

Katrina Moyer

When people choose a mortgage, they often focus on the life they have right now. They look at today’s income, today’s debts, today’s rent, and today’s goals. That makes sense because a mortgage approval is based heavily on current information. But the smartest buyers also invite their future self into the conversation.

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The Mortgage Comfort Zone: How to Know What Payment Actually Feels Right

May 27, 2026

Katrina Moyer

Most people start the mortgage process by asking one question: How much can I qualify for? That is an important number, but it is not always the same as the number that feels comfortable in real life.

A lender can help you understand your approval range, but only you can decide what monthly payment allows you to live, save, travel, handle surprises, and sleep well at night.

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