Serving All of Florida and Georgia!

If you’re looking for a trusted and experienced mortgage broker to help turn your homeownership dreams into a reality, look no further than Mortgages & More. With over 10 years in the mortgage industry, owner Katrina Moyer has earned a stellar reputation for providing personalized, reliable service to clients in both residential and commercial sectors.

Meet the team

Get to know the people behind Mortgages & More!
Katrina Moyer Headshot
Katrina Moyer
Mortgage Broker, NMLS#1277579

Katrina Cloninger Moyer was born and raised in Polk County, Florida, and graduated from the University of South Florida with a Masters in Educational Leadership. With her varied background in education, mortgages, and insurance, Katrina has a growth mindset that allows her to say, ``Why, yes, we can help you!``

863-296-7181 cell
James headshot photo
James Kaliszewski
Loan Officer, NMLS #2148760

During the homebuying process, he encountered challenges with mortgage communication, often finding it difficult to get his questions answered. This experience ignited his passion for assisting others with their mortgage needs. By joining Mortgages & More, James found a company that shares his commitment to exceptional customer service and making the lending process as seamless as possible.

321-587-1821
Read More About Us!

Learn More About Our Services

These are just some of what we can help with!
First Time Homeowners

We Make Homeownership Possible!

Veterans

Learn more about VA Benefits and Loan Options

Reverse Mortgages

Helping Seniors with Reverse Mortgages

Commercial & SBA Lending

Learn what you need to qualify

Innovative Lending Solutions

Whether you’re a first-time homebuyer, looking to refinance, or a business owner seeking commercial financing, Mortgages & More brings a wealth of knowledge and expertise to every transaction. Known for finding innovative solutions tailored to each client’s unique needs, the Mortgages & More team is committed to making the mortgage process as smooth and stress-free as possible.

Securing the Best Rates & Terms for Each Client

With a deep understanding of the local market and a network of trusted lenders, Mortgages & More works tirelessly to secure the best rates and terms for each client, ensuring they have the financial tools to achieve their goals. From securing residential loans for families to providing commercial financing for businesses, Mortgages & More is dedicated to helping clients take the next step toward their dreams—owning a home or growing a successful business.

Mortgages & More is the Partner You Can Count On

For a mortgage experience built on trust, expertise, and a commitment to your future, Mortgages & More is the partner you can count on to navigate the complexities of the industry and help you succeed.

What Our Clients Say About Us!

Latest from the Blog

Stay updated with the latest news by reading our articles written by specialists in the industry.
Why The Cheapest Mortgage Is Not Always The Best Mortgage

June 12, 2026

Katrina Moyer

It is natural to want the lowest possible mortgage cost. Buying a home is a major financial decision, and every dollar matters. But the cheapest mortgage on the surface is not always the best mortgage for your situation. A low rate or low fee means very little if the loan structure, service, or long-term fit does not support your goals.

Read more
Why Your Loan Type Should Match Your Long-Term Plan

June 11, 2026

Katrina Moyer

Choosing a mortgage is about getting approved. It is about choosing a loan type that fits your goals, timeline, budget, and future plans. The right loan for 1 buyer may not be the right loan for another, even if they are buying similar homes. That is why your long-term plan matters.

Read more
Why Cash Reserves Can Matter As Much As Your Down Payment

June 10, 2026

Katrina Moyer

Many buyers focus heavily on saving for the down payment. That is important, but it is not the only money that matters when buying a home. Cash reserves can be just as important because they help protect you after closing. A strong home purchase plan should include both the money needed to buy the home and the money needed to feel secure once you own it.

Read more
Read More On the Blog